A cryptocurrency is a digital currency which is secured by cryptography. This makes it impossible to counterfeit. Cryptocurrencies are deployed onto a technology called blockchain, which is a decentralised technology spread across many computers.

There are so many different Cryptocurrencies which have been developed to accomplish a range of things. Our three main differences are 1) Our philosophy and unwavering passion to change monetarism and create a system of "Sound Money". 2) We are also unique in the way that we provide unsecured loans in Qi Coin® as part of our Initial Loan Offering (ILO). 3) The unique way that our cryptocurrency is asset backed.

Being an innovative project we have coined this term to describe the process of offering you our cryptocurrency at a very early stage in its development at a certain price. Our Issue Price is currently US$0.50 or GBP 0.36. We have formed a strategic partnership with a trusted 3rd party Financial Company to process and administer both the IQO (Initial Qi Offering) and ILO (Initial Loan Offering). Deciding to subscribe to our movement at this stage creates a massive potential upside for the early adopters of Qi Coin®. Note that the issue price is applicable if you acquire the Tokens directly from us. If you acquire them from a Decentralised Exchange (DEX) then you'll have to pay the "Market Value" for Qi Coin® which may differ from our issue price.

Our Initial Loan Offering (ILO) is our unique way of providing as many people as possible with the opportunity to acquire Qi Coin®. We are providing unsecured loans in Qi Coins at a very low interest rate (currently 3.6% per annum). Company's can apply for these loans on an Interest Only basis or Principal and Interest repayment basis. Once the loan is fully repaid the applicant then takes ownership of the Qi Coin®.

After you have acquired Qi Coin® you should be conscious of the fact that prior to our Initial Qi Offering (IQO) and Initial Loan Offering (ILO) there has not been a public market for our cryptocurrency. Part of our roadmap is that we will obtain approval for the availability of Qi Coin® for trading on cryptocurrency exchanges and in various markets. Even when approval is achieved we cannot guarantee that an active or liquid trading market for Qi Coin® will develop. We are however extremely confident that given the substantial banking and financial experience of members of our development team, that this will be achieved.

As things currently stand, regardless of how you look at it, it is a plain and simple fact that if you are holding fiat currency, i.e., dollars, pounds, yen. euros, etc, that your money is devaluing over time and losing purchasing power. This will continue because the Central Banks continue to expand the money supply thus causing this devaluation. They never like to use the word devalue, instead they prefer to use the term inflation, to mask this. So the real question for anyone to ask themselves is are they happy that their hard earned money is guaranteed to be worth less through time. If the answer is no then subscribing to our philosophy and movement is at least a start to challenging the established sytem of monetarism.

Like any evolving innovation there are risks involved. The fact is the the blockchain technology backing cryptocurrencies is inherently secure and is being utilised in countless ways to record information along with many other applications.. This is primarily due to the decentralised and transparent nature of distributed ledger technology (DLT) and the encryption process which every transaction is subjected to.

We decided that we do not want to operate the same way as Bitcoin, Ethereum and countless others. These cryptocurrencies have no asset backing at all except for their fundamental protocols and the fact they have adopted blockchain technology.

We, on the other hand, even though we believe that we have a strong philosophy, a massive drive to create lasting change, as well as operating on blockchain technology. We also have a unique offering where we are issuing our Cryptocurrency via an IQO (Initial Qi Offering) and an ILO (Initial Loan Offering). These elements alone, would be enough in our opinion, to drive this project forward with energy and velocity. Even with all of this, we still decided that we would asset back the project in an innovative way, using our vast banking and financial experience, so that even more value can be created now and in the future for Qi Coin®.

For every 810.008100081 tokens issued (calculated to all 9 decimal places), 1 share in a Financial Company will be acquired and will back the Qi Coin project. This share will be fully paid up at a value equivalent to the spot price of 1 ounce of silver bullion. These shares will be held by Qi Coin® for the benefit of this ambitious project.

The current interest rate being charged is 3.6% per annum. This applies to both our Interest Only and Principal and Interest Repayment options and is fixed for the duration of the loan.

Yes subject to certain criteria you will be eligible for up to 3 loans.

You can cancel you loan payments at any time, however you should note that you will only take full ownership and control of the Qi Coin® when the loan is fully paid off.

We couldn't really provide a definitive answer to this question. We would state however, that throughout history, many people in powerful positions around the world have been assassinated while taking a stance against the established money powers or the "Banksters" as they are sometimes referred to.